Identity theft is a major problem both in Pennsylvania and across the United States. In 2023, the Federal Trade Commission reported 1.4 million identity theft reports out of 5.7 million total fraud cases. These crimes have evolved over the years. In the early days, criminals would try to ...
The cost of attending college is a major financial decision for many people. Average tuition and room and board in Pennsylvania is over $26,000 per year. Over four years this totals over $100,000. There are many universities that charge much higher rates. Out-of-state students attending public ...
Once you turn 65 and stop working, you no longer have a choice about health insurance. Medicare will be your primary insurer. Medicare is a government plan with different parts. Part A covers hospital and more and is premium free to people with at least 40 quarters of paying into Social ...
The long-term goal of many workers is to reach retirement. You work for decades reducing debts for major purchases such as your home mortgage, build up Social Security credits, save in 401 (k) or IRA and other investments to be prepared for this outcome. If you are fortunate enough, you may ...
When planning for retirement, the discussion always must start with income planning. How much money do you need every month to pay your bills and maintain your desired quality of life? Social Security is one of the most valuable retirement income sources. It cannot be outlived and gets regular ...
It is estimated that 33% of Americans are victims of identity theft during their lifetime. AARP says that in 2023, we lost more than $43 billion. These are obviously scary statistics, and you must take steps to avoid them. These attacks come in many forms. While I was writing this column, ...
